As a board member of GPT and GPI for fourteen years, helping to ensure that damp, rot and waterproofing guarantees issued to the public were supported by true insurance rather than manufacturer calamity insurance backed schemes, I also lobbied successfully over many years for PCA members, then BWPDA, to hold Professional Indemnity insurance, only now to find that this requirement for membership was covertly dropped some time ago because too many members complained of the cost.
This is absolute rubbish because in comparison to the turnover of any given company, the cost of Professional Indemnity is peanuts, with the true reason being that too many company owners consistently strip out too much income rather than build up asset value over the years, so as soon as times become difficult, a hard won differential for the members has been dumped because of damaging and foolish short termism, no doubt along with arguements of protecting Member and Association jobs.
I recently provided guidance to a client on the difference between employing members able to offer GPI insurance and others able to offer CGS, which we (in the industry) all know is run by Alf and Shirley who no doubt are quite capable of taking advantage of this thoughless act. My advice was, and bear in mind that when I gave it I was unaware of the covert dropping of the PI requirement, that CGS members do not have to hold PI insurance to issue guarantee backup insurance, which is also via the Kennell Group that own GPI, so if they require best protection they should only go to PCA members because they do carry PI.
So unbeknown to me I was made to tell a lie, which is not good, however it is the public who will no doubt suffer.
PCA members have now lost exclusivity and a major differential!
We believe in the provision of worthwhile guarantees, backed by P.I., you can read about what this means for our clients here




























